Lenders aren’t telling you everything—here’s how to get the best mortgage deal in Texas! Credit Score Requirements: FHA loans start at 580, conventional loans at 620+. Down Payment Options: You don’t always need 20% down; FHA loans require just 3.5%. Debt-to-Income Ratio: Stay under 43% for better loan approval chances. Find out how to get the best mortgage deal! Contact Bibie at...