Texas Home Loans: What Lenders Really Look For (And How to Get the Best Deal!)

Lenders aren’t telling you everything—here’s how to get the best mortgage deal in Texas!

  • Credit Score Requirements: FHA loans start at 580, conventional loans at 620+.
  • Down Payment Options: You don’t always need 20% down; FHA loans require just 3.5%.
  • Debt-to-Income Ratio: Stay under 43% for better loan approval chances.

Find out how to get the best mortgage deal! Contact Bibie at realtorbibie@gmail.com or 773-971-8685.

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